However, if, in accordance with the National Credit Code, you have designated a person to receive notifications on your behalf, we may, in accordance with your appointment, terminate the notifications with the exception of late notices; or (c) in any other manner permitted by law. For the purposes of this Agreement, a notification shall be deemed to have been made: (a) in the case of a personal notification, on the day on which it is made or received by the addressee, whichever is later; or (b) in the case of a notification sent by post, on the day on which it is made or on which it would have been served in the ordinary postal procedure, whichever is later; (c) in the case of a communication sent by fax or any other means of electronic transmission, the day of its portability or the date on which the machine from which the transmission was sent draws up a report attesting that the message was sent to the number of the addressee; depending on the date of the later date; or (d) in the case of communication by advertisement in a newspaper, on the day of its first publication. We will give you every 6 months or at intervals as limited as you and we can agree, a settlement of your credit account. A reference to refunds in this paragraph refers to the increase in refunds effective immediately prior to receipt of your request for a new election and to an amount that we determine at the time of the new auction by reference to our directive and that will then apply to the maximum increase in refunds that we will implement after new auctions; If we are required to pay Goods and Services Tax (GST) or a similar tax on a delivery (as defined by relevant law) (“Delivery”) that is provided under this Agreement, you agree to pay us an additional amount equal to the consideration to be paid for delivery by the applicable GST rate. . . .